Our Services

Top tier brokers, offering tailored finance solutions.

Premium access to all major and non-major lenders.

Highland Financial Services are dedicated to delivering the perfect solution to your loan needs. Widely recognised as a top tier broker, we provide you with:

  • Faster turnaround time.
  • Rate discounts.
  • Preferential service with the major banks and lenders.

With over 45 years’ combined experience, Highland Financial services is led by Tim Barrett - one of the leading loan writers across in New South Wales. Backed by extensive industry insight and an unrivalled finance knowledge, he is tenacious in his quest to match the right lender to meet your individual needs.

You can also rely on Highland Financial Services to provide faster turnaround times, better pricing discounts and preferential service with the major banks and lenders. We make them work harder for you to get your loan approved and have direct access to BDMs when issues need to be escalated.

Because we have access to many loan products across many institutions, we can often find alternative solutions for funding that some banks just can’t access. It’s not uncommon for brokers to get a loan through the same bank whose local branch has declined an application.

We will work with you and your service providers (real estate agent, conveyancer and lender) and sometimes your other professional affiliates (such as your accountant and financial planner) during this process, while ensuring we help you obtain the finance that best suits your circumstances and needs.

We have access to over 300 products across all major and non-major lenders and are honoured to have achieved premium broker service rankings with the following major banks and financial institution:

Major Banks and Financial Institutions

Three step solution to securing your loan

  1. Consultation. We meet with you to get a better understanding of your lifestyle, your goals and what you hope to achieve.
  2. Research. We will calculate your borrowing power and how much you can afford to repay. We’ll then compare a wide range of loans to find the one which best suits your needs.
  3. Pre-approval. Once we have secured a pre-approval for your loan you can start the exciting search for your new home or investment.

We will manage the entire process for you from start to finish and keep you updated every step of the way. Our service doesn’t end once your loan has settled, either. Along with being available for any after loan advice, we provide a free loan health check at a future date. This ensures your loan is still the best product for your current financial situation. After all, your lifestyle and needs may change over time, and we’ll be sure to review your requirements and modify your loan to suit you.


Looking to buy a new property?

Our dedicated team of finance professionals will find the best solution to suit your needs. Through one-on-one consultations, Highland Financial Services assesses your personal loan situation to provide the best approach tailored for you. Follow the link below to explore our free home loan health checks, home or personal finance support and insurance guidance.

Our Offices

Our agents are local experts and provide services nationwide. Pop into one of our Sydney offices today and let’s begin your property journey.


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25 KingswayCronulla NSW 2230

Double Bay

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350 New South Head RdDouble Bay NSW 2028

Inner West

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144 King StreetNewtown NSW 2042

Southern Highlands

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Shop 1, 391-397 Bong Bong StreetBowral NSW 2576


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726 Old Princes HighwaySutherland NSW 2232

Taren Point

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6/40 Cawarra RoadTaren Point NSW 2229


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50 Cavill AvenueSurfers Paradise QLD 4217

Opening Hours

Monday - Friday

8:30am to 6:00pm
8:30am to 4:30pm